Mga Madalas Itanong

PayMatic (paymatic.top) is an online intermediary and comparison site. We aggregate data from top-rated financial services in the Philippines, allowing you to easily compare features, requirements, and rates to make an informed choice.

NO. PayMatic (paymatic.top) is not a bank, not an app that lends money, and not a financial institution. We are a tech platform that connects you to legitimate, SEC-licensed lenders.

IT IS COMPLETELY FREE. There are no charges, subscriptions, or hidden fees for using PayMatic to find your ideal loan.

As long as you are a Filipino citizen of legal age with a valid ID and a source of income, you can apply. Please note that PayMatic's partners reserve the right to approve or decline applications based on their own criteria.

No. Because the contract is solely between you and the lending company, PayMatic cannot cancel, modify, or intervene in your loan agreement. You must contact the lender's support team directly.

The rates on PayMatic are indicative and based on the lenders' general offers. Your final interest rate and approved amount will be decided by the lender after evaluating your application.

Delaying payments is highly discouraged. It leads to penalty charges and damages your credit profile, which may prevent you from getting approved for loans in the future. PayMatic promotes responsible financial behavior.